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4 popular senior cell phone plan providers

4 popular senior cell phone plan providers

Choosing a cell phone plan today is nothing short of a hassle, with dozens of providers offering services on 4G and 5G enabled networks. Our advice is to always choose a no-contract service that can be easily canceled at any time. This step is especially suitable for seniors who are on the lookout for basic and affordable services. Here are four popular network providers that offer reasonable prepaid cell phone plans for seniors.

Lively (formerly Jitterbug)
If mobile data and hotspot sharing is not a priority, seniors can certainly opt for Lively Direct cell phone plans starting at around $20/month. These plans are suitable for seniors who already own the Jitterbug Flip2 and Jitterbug Smart3 cellphones. Note that data is not included in the plan, and all plans can be topped up with the Health & Safety package add-ons that offer exclusive medical alert services. Charges for the emergency assistance start at around $20/month and are still quite the bargain to ensure timely help.

TracFone
TracFone remains to be one of the preferred options for those who prefer a minimal cellular service. Their no contract limited talk and text prepaid plans for seniors start at around $15/month. Users even earn reward points that can be redeemed for additional minutes, text, and even data services with the provider. Unlimited plans with limited talk and text start at around $20/month.

Mint Mobile
Mint Mobile offers the ultimate prepaid plan package for seniors starting at just around $15/month. Customers aged 55 and older can avail unlimited talk and text with free international calls to Mexico and Canada. Seniors also get 4GB of data that is renewed each month on both 4G and 5G enabled networks. Mint offers one of the most affordable prepaid cell phone plans for seniors but the catch being offers may change after three months of subscription.

Boost
Boost is one of the nation’s largest 4G and 5G network providers that offer no contract plans starting at $15 for limited data. But seniors who go online regularly can consider the prepaid 5G enabled unlimited talk and text plan that offers 10GB of data for a that costs around $35/month. While this prepaid plan may not be the cheapest, this subscription is still better owing to the double data limit.

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Top automated investing services that make investment easy for all

Top automated investing services that make investment easy for all

Automated investing services or Robo advisors are becoming popular by the day, and financial experts around the world only expect to see a surge in their usage. This is because these intelligent services offer one crucial advantage that many investors benefit from: low-cost financial advice. With many top financial services companies jumping in the race to provide customers with the best automated investing services, there are plenty of great options available for every kind of investor. What is a Robo advisor and how much does it cost? A Robo advisor is a digital platform that provides algorithmic-driven money management services that require virtually no human supervision. It does this by collecting client data like financial situation, future goals, and other details through an online survey. This data is then used to automatically manage clients’ assets and provide them with the most suitable financial advice. Robo advisors are immensely cheaper than human financial advisors. Most services only charge an annual management fee that is anywhere between 0.25% and 0.5% of the account balance. Depending on your need, you can even find good Robo advisors that offer services free of charge and low minimum balance value. Top Robo advisors in the market There are several low-cost Robo advisors that you can choose based on your needs and preferences.

Common types of investment advisors you can hire

Common types of investment advisors you can hire

Financial planning is a daunting and technically challenging task. Its execution is more difficult without the help of a professional. And that is one of the main reasons why you should find individual consultants and advisory agencies alike to help guide you for proper compliance with regulatory agencies. It doesn’t matter if you are an individual or own and run a business organization, the following certified professionals rank highly among the best investment advisors in the country, representing your case. Certified Financial Planner (CFP) For a broad range of investment services, you can consult with a Certified Financial Planner. These professionals have a general understanding of all investment and financial portfolios. CFPs help in holistic planning and execution of the financial plan to generate the maximum rate of return by diversifying your investment. Generally, CFPs are qualified to provide sound investment advice for taxation, insurance, estate, and retirement planning. Note that CFPs must take several exams and stay up to date, especially in their areas of specialization to provide certain niche planning and advisory services. Armed with all the technical expertise and the latest know-how about financial services, CFPs rank at the number one position among best investment advisors. Certified Public Accountant (CPA) CPAs are experts in taxes and accounting.

Pros and cons of some of the best retirement investments

Pros and cons of some of the best retirement investments

Investment of any nature and for any goal is always a good idea, apart from saving for your retirement. The rising rate of inflation coupled with reduced pension plans demonstrate the need for retirement-focused investments, which will not just deliver value over an extended period of time. That being said, not all assets are capable of delivering high returns at low risk and have their own set of importance to investor portfolios. To help you make an informed investment decision, here are some best retirement investments and their pros and cons. Cash-balance plans Similar to pensions, a cash-balance plan offers a fixed amount of return at the time of retirement. However, unlike pensions, every employee has a cash-balance account where the lump sum amount is mentioned. Employers credit this account with a set percentage of the employee’s yearly compensation plus interest charges. Pros: A defined-benefit is a major attraction of cash-balance plans. Additionally, you don’t have to pay a single penny for it and yet it offers a tremendous certainty of retirement funds. In case of a job switch, these accounts can be transferred to your new job. Cons: Should you choose to retire early, the plan wouldn’t benefit much.

A primer on the workings of a credit card

A primer on the workings of a credit card

Credit cards are a boon in these modern times and there is no denying that. A swipe, a touch, a tap, and everything is paid for (yes, you do pay for what you buy, but not until later.) So, what’s the idea behind these swipes? Who is actually paying for the stuff we purchase? Are credit card companies making money every time we use our cards? These are some of the questions that we’re going to try to answer for you. What is a credit card? A credit card is a plastic payment card that is designed to provide us with a certain amount of credit. This amount can be used to make purchases. The only criterion is that you have to pay the money back as per the credit card company’s policy. When you pay the money back, the credit is restored to its original limit. In a way, a credit card is like a replenishable loan. You can keep taking the loan as long as you pay the money back within the stipulated time period. How does a credit card work? A credit card electronically transfers money from one person’s account to another’s. To do this, there are multiple stakeholders involved, namely the issuer, network, merchant, and user.

Best cruiselines with airfare details

Best cruiselines with airfare details

Top 4 cruiselines with airfare packages If we had to select one thing that we absolutely tire of when planning cruise vacations, it is the time and energy required to find an equally gratifying airline deal. It takes away so much of our excitement of going on a dream vacation. But we only recently realized that it does not have to be like that. Apparently, cruise lines offer packages that cover cruises with airfares. Blew our mind, so we went on a little research spree and found out about the best cruise lines with their airfare details Royal Caribbean If you are embarking on your journey to the Royal Caribbean cruise, look for their Air2Sea program. This program is in place to ensure that the vacationers boarding the cruise also board their flights at nominal and discounted rates. Additionally, the cruise also claims to credit 110% of the difference to you onboard, if they happen to not get you a deal decent enough. Since these flights are approved by the cruise you don’t need t worry about getting to your destination on time. You can pick your selection from a list of flights that work well with the departure time of the cruise.

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4 anti-inflammatory foods for arthritis

4 anti-inflammatory foods for arthritis

4 anti-inflammatory foods for arthritis Arthritis is an inflammatory condition of the joints and it impacts people across all demographics. Although, people in the age group of 65 years and above tend to be more susceptible to the condition. As it is inflammation of the bones, it can be better managed with the help of food and lifestyle changes. In addition to medications prescribed by doctors like tremfya for arthritis, the following foods can help the patients to a great extent Ginger Ginger possesses the ability to fight off inflammation in the body. It has been found to be particularly effective in treating knee pain that results from osteoarthritis. It contains gingerol, a compound that actively blocks inflammatory pathways and makes it easier to fight off inflammation and strengthen the immune system. Fatty fish Omega 3 fatty acids make freshwater fishes a must-have to fight any inflammatory condition. The same holds true for patients with arthritis. The lower amount of inflammation stands synonymous to lower decreased pain in the joints. Additionally, fatty fishes are an equally rich source of vitamin D, this makes them a nutritionally rich ingredient for people with bone-related issues. Garlic Arthritis causes inflammation owing to its auto-immune response.

foods that can exacerbate asthma

foods that can exacerbate asthma

Foods that can exacerbate asthma There are no specific guidelines related to food that can help cure asthma. However, there are changes that can be made to eating patterns and preferences that can help better manage the condition. Healthy food choices can help lower the frequency of flare-ups. Well-balanced meals are of course a helping hand in this journey. But at the same time, it is equally important to be aware of foods that need to be avoided: Soy: The American Academy of Allergy, Asthma, and Immunology has listed it along with other common foods that cause intolerance or result in allergic reactions. If one has a known allergy to soy, it can also lead to a flare-up in asthma symptoms. It is, therefore, best to avoid soy. Dried fruits: Dried fruits are packed with nutrients that help nourish the body. But, at the same time, they are also concentrated sources of sulfites. It is useful in the preservation of dried fruit but can prove to be an aggravator of symptoms for people with asthma. Beans: Beans are often associated with foods that caused gastric discomfort and result in acid reflux, gas, and/or bloating. All of this results in tightness of the chest and pressure over the diaphragm.

5 Early Bird Cyber Monday Deals One Can Get Right Now

5 Early Bird Cyber Monday Deals One Can Get Right Now

5 Early-Bird Cyber Monday Deals One Can Get Right Now Cyber Monday is here, so it’s time to finish your early-bird shopping! But how can you know if a deal is worth waiting for? Or do you even want to wait? We’ve got the curated scoop on some of the best deals for this year’s biggest sales event—and we’re giving away some extras that’ll help save you some money too. So start saving up now, and we’ll see you at the mall! Amazon Amazon offers one of the best early-bird cyber Monday deals, if not the best. Ever since Amazon got into the making of electronic devices, it has provided its flagship products among other brands at a very competitive price. The best deals one can get right now are Fire TV Sticks, Echo smart speakers, Kindles, and Fire tablets at the best rates until the Cyber Monday date. Last year proved to be an excellent purchase for all the Cyber Monday buyers, and much more buyers are anticipating offers that have already started as early-bird discounts. Best Buy Best Buy is a household name for customers who like going to the store nearby to pick and choose the product they want to buy.

50 Black Friday 2022 Sales Not To Miss

50 Black Friday 2022 Sales Not To Miss

50 Black Friday 2022 Sales Not To Miss Black Friday is the best day of the year for online shopping. Millions of people go online on November 23rd and 24th to shop for products, from furniture to electronics to home décor. If you’ve ever considered shopping online but didn’t know where or how to get started, this guide will help! 1. ABT The ABT Group is one of the best-known brands in retail. They sell everything from clothes to electronics and have a wide variety of products you can get at Black Friday prices. They offer great deals on their website every year; however, the store is as good as the website. 2. Adidas Adidas offers the best black Friday offers and even better discounts to its Adiclub members. Adiclub members get an extra 15 percent discount on selected products. Adidas has featured over 500 apparel and accessories in this year’s Black Friday sales. 3. Adorama Adorama offers some of the most irresistible deals on electronic products for photographers, filmmakers, videographers, music producers, audiophiles, and anyone who wants to unleash their creativity through the digital medium. Be sure to check out the best offers at Adorama this Black Friday. 4.