5 ways to use a smartwatch productively
technology

5 ways to use a smartwatch productively

Smartwatches have slowly but steadily become an essential accessory for smartphones. They have an estimated market revenue of $43.4 billion with over 173 million shipments worldwide. But although a lot of hype surrounds the smart wearable device, not everyone is aware of its full potential. The traditional watch replacement can do much more than tell you the time. Here are five innovative ways to make the best of your smartwatch. Use it as a convenient fitness tracker Most smartwatches can track daily activity, including counting the number of steps and distances covered in a day. This is made possible with the help of an embedded GPS system. The GPS tracks the route taken for running or walking and displays the miles covered on the screen. If your smartwatch does not have a GPS built-in, you can use the signal from a smartphone to track distances during exercise. Some advanced watches also help monitor calorie consumption and sleeping patterns. Turn it into your task manager Remember how we moved on from using paper to write down grocery lists to typing them on our smartphones? Today, many have gone a step further, using watches instead of their iPhones or mobile devices for the same.
5 smartphone habits to stop immediately
technology

5 smartphone habits to stop immediately

Smartphones are not a luxury anymore; they’ve become a part of our essential life today. It not only holds conversations with friends and family but also important data shared at work. Thanks to technology, it also can act as a digital wallet for you, so if you don’t have cash, you can easily pay through several apps installed on the phone. While we know the pros, let’s look at some smartphone habits that should be stopped at the earliest. Regularly checking the phone Many of us are guilty of checking our phone. Nothing to do? Check your phone. Waiting for someone? Check your phone. Been 5 mins since you touched the phone? Check your phone. Browsing through the phone can be addictive and can also fuel anxious behavior. Being controlled by notifications on your smartphone will keep you away from enjoying the present and pleasant moments around you. This obsession often leads to ignoring people in social gatherings while completely engrossed in your phone. Give yourself some off-screen time and try to build discipline around it. Social media binge Most people are on social media these days, and while it is a great tool to stay trendy and have a creative outlet, it can also be addictive for some people.
10 smartphones deals to expect on Black Friday 2022
shopping

10 smartphones deals to expect on Black Friday 2022

Looking for a new mobile phone, but the exorbitant rates of the latest tech stop you from getting one? Then you don’t have to wait any longer as brands can offer some amazing Black Friday discounts on their phones. Whether you prefer Android or iOS options, during the sale season, you can get excellent deals that make these smartphones extremely affordable. Further, you should keep an eye out for early bird deals. iPhone 13 While Apple’s newest entrants may not carry huge discounts on Black Friday deals, you can go for the next best option, i.e., Apple iPhone 13. You can get $700 off if you choose Verizon unlimited plan from the service provider with an eligible trade-in. A similar offer from T-mobile will help you save $800 on your iPhone 13 purchase. iPhone 13 Pro Max If you want to go big, the Apple iPhone 13 Pro Max could be a suitable choice. You can get a discount of about $800 when you buy it from Verizon. The network provider is offering it for a low price if you are eligible for a trade-in and subscribe to its unlimited plan. iPhone 13 Mini The Apple iPhone 13 Mini is also available for a decent price cut if you plan on getting an Apple product at an affordable price.
10 incredible TV deals to expect on Black Friday 2022
shopping

10 incredible TV deals to expect on Black Friday 2022

If your idea of unwinding after a long day is watching your favorite TV shows, you are not alone. Research shows that TV viewing is the country’s favorite pastime. Nothing compares to recreating the cinema atmosphere in your living room by enjoying an exceptional display and sound quality. Black Friday brings you one step closer to your dream TV. So here are some TV sets likely to be offered at discounted prices on November 25: Samsung 70″ Class TU6985 4K Crystal UHD Smart Tizen TV This spectacular television is the perfect sleek electronic for your immaculately designed room. Your favorite movies, sports events, and shows are automatically upscaled to 4K, facilitating a spectacular display. It also incorporates PurColor and HDR to fine-tune videos and offer visuals in myriad hues. Get this popular TV set for a $50 discount this Black Friday. Last year, the TV sold for $600. Insignia 43″ Class F30 Series LED 4K UHD Smart Fire TV With a 43-inch screen, 4K Ultra HD features, and DTS studio sound, this TV set offers an immersive audio-visual experience. The TV is compatible with several video-streaming platforms, including Netflix, Apple TV+, Disney+, ESPN+, and HBO Max. You can save $70 on your purchase this sale season.
6 internet safety mistakes to steer clear of
technology

6 internet safety mistakes to steer clear of

Internet security is a growing issue amongst people, considering everything is done digitally in today’s age. Buying, selling, and even social connections are now highly dependable on the internet. While this is a crucial part of everyone’s lives, it is also important to be safe in the digital world. And since cybercrime is on the rise, here are some essential tips which can help you from committing some serious internet safety mistakes. Unsecured network The chance of getting on to a free wi-fi network is as exciting as it was years ago. However, using public Wi-Fi can be unavoidable if you are traveling and have not bought the appropriate internet package with your phone carrier. To avoid sensitive data leaks, avoid doing online transactions using this unsecured network. If you wish to browse, try using a VPN or a Virtual Private Network to avoid any data leaks. Weak passwords If you’re wondering why some websites have so many criteria for setting a password for their user login, it is to protect users from putting their account at risk. You will notice this, especially for banking websites where online transactions take place and the user could potentially be at risk of getting hacked or cyber attacked.
5 common tricks scammers use
technology

5 common tricks scammers use

Each day newsfeeds and channels carry reports about people getting scammed in some way or the other. The FTC received more than 2.8 million fraud reports in 2021, amounting to losses of more than $5.8 million. More often than not, those who think they won’t fall for scams are usually the victims. So if you want to protect yourself from scammers, here are five common tricks to recognize: Free trials This trick includes offers of free one-month trials of products or services, such as teeth whiteners and streaming platforms. All the scammers ask you to pay is a small amount when in reality, they hide the fine print that obligates users to pay a monthly fee. Further, canceling these subscriptions may also be an expensive process. So before signing up for such trials, ensure that you read the fine print and do not fall for testimonials on the site. A reputable company will usually let you cancel, get out of a contract, and negotiate a refund. Influencer giveaways Tons of influencers on video streaming platforms carefully curate content for their subscribers. Occasionally, they may even plan giveaways. But hundreds of scammers create similar profiles and add links to comments announcing free giveaways for the winners of a lucky draw.
5 social media mistakes every user should avoid
technology

5 social media mistakes every user should avoid

Social media is both a boon and a curse. On one hand, the world has become a smaller place, with global outreach made possible by posting on social media. But on the other hand, it’s also a dangerously strong habit to form and even more difficult to shake off once you get hooked. You must also pay attention to what you’re posting, especially when something is viral or trending. Here are five common social media mistakes to avoid consciously. Using every app and platform Teens and older adults spend a couple of hours on average using apps like Instagram, Snapchat, WhatsApp, among the popular favorites. But one of the biggest social media mistakes is having an account on every platform. Remember, the number of accounts you use is directly proportional to the time spent on them daily. More accounts, more time spent from posting to replying and managing your profile. It’s a time-draining process and can be detrimental to cognitive health and psychological well-being. Deactivate your accounts from apps you don’t use actively to save time and effort. Divert your energy to do something productive. Posting about personal things Some things need to be kept out of the social worldview to ensure there is no misinformation or negative impact on your posts.

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How SBA’s guaranteed loans are beneficial for small businesses
finance

How SBA’s guaranteed loans are beneficial for small businesses

Running a small business during financially turbulent times can be extremely trying. But, monetary aid, specifically small business loans, can definitely make things easier for both the business and its employees. Funded and guaranteed by the federal government, 7(a) loan programs have been designed by keeping business-owners’ best interests in mind. Here are answers to some commonly asked questions regarding small business loans: What is an SBA loan? Loans by the Small Business Administration (SBA) are guaranteed business loans that are given to small businesses by participating lenders. Since these loans are guaranteed by the federal agency, they are much more manageable than those provided by private agencies. SBA loans also have the added advantage of lower interest rates. These loans are available in a broad range in order to suit specific business needs. You can get a loan that ranges anywhere from $500 to $5.5 million to fund your entrepreneurial adventure. Further, the loan can be accessed in the form of fixed assets or working funds. Types of SBA loans SBA loans are available in many types. Some of them include—SBA flagship loans, microloans, SBA disaster loans, and 504 loans, among others. Each of these loans comes with different funding criteria.
Benefits of investing in NNN properties for sale
finance

Benefits of investing in NNN properties for sale

Long-term investments do not necessarily mean that your money becomes inflexible. Instead, you should invest in such a way that you can generate a steady income. To ensure this, you need to invest intelligently by aligning your portfolio to your investment goals. Furthermore, you need to ensure that your returns outweigh your risks. One of the surest ways to ensure this is by investing in NNN properties that are for sale. Continue reading to know more about NNN properties and benefits of buying them. What are triple net(NNN) properties? NNN properties are pieces of real estate that can be leased to commercial franchises or corporations. Here, the tenants undertake all operational and management responsibilities of the property apart from paying rent to the owner. No investment is risk-free; however, investing in NNN properties has proven to be a highly profitable venture for investors. To invest in NNN properties, you must have an accredited net worth of at least $1 million. This value is excluding the value of their residential real estate or $200,000 in income. Other investors who have lower net worths can invest in NNN properties for sale by investing in REITs or Real Estate Investment Trusts. Benefits of buying NNN properties for sale:
Four reasons why a reverse mortgage is not a sound idea
finance

Four reasons why a reverse mortgage is not a sound idea

A reverse mortgage is a loan taken against the value of the home (equity) to meet certain expenses, debt obligations, and even supplement income during a financial crisis. It allows homeowners to convert a part of their home value into cash for expenses and retain the ownership of the property simultaneously. However, reverse mortgage eligibility and feasibility are quite complicated and there are times when it is not a good option, especially for seniors (common applicants for a reverse mortgage) above the age of 60. Here are a few reasons why. Home eligible for inheritance Senior homeowners can benefit from reverse mortgage eligibility only if they can take a loan against their home and repay the same in a timely manner. However, in case the homeowner passes away and the property is inherited by their children, who might not be in a financially sound position to repay the impending mortgage. The inability to do so can result in selling the property to repay the outstanding debt and in the process lose complete ownership. So before taking a reverse mortgage, homeowners must account for the financial status of the people who will inherit the home in the future. Sharing owned property People living on the property are forced to vacate it in case the owner is unable to repay the reverse mortgage.
10 debt settlement companies you can consider in times of crisis
finance

10 debt settlement companies you can consider in times of crisis

Though debt such as student loans, car loans, and mortgage on the house is part of life, it does become a hindrance that affects your savings and future financial goals. As per the Federal Reserve, Americans owe more than $4 trillion in consumer debt, and this number does not account for mortgages. So, if you’re facing crushing debt and want to avoid bankruptcy, you can always engage the help of debt settlement companies. Here is a list of top 10 debt settlement companies that can help you in a financial crisis. National Debt Relief The National Debt relief offers a debt settlement service that lasts for around two to four years and charges a 15% fee. They cover all kinds of debts, including unsecured debts. Freedom Debt Relief With average fees and AFCC accreditation, Freedom Debt Relief is one of the oldest debt settlement companies in the country. They are present in 37 states and have been in operation for over 17 years. Guardian Debt Relief Guardian Debt Relief specializes in working with customers who have a debt of more than $10,000. They usually charge a 20% fee and a monetary fee of $200, which goes into the settlement account.