4 popular meal kit services to check out
services

4 popular meal kit services to check out

We can all appreciate the ease of having quality ingredients delivered right to your doorstep to make mouthwatering meals. Whether you prefer a Paleo or gluten-free meal box, meal kits can be easily customized to suit your specific needs. However, with so many meal kit services available, it can get a bit overwhelming to pick and choose the best one. Check these four popular meal kit services for a personalized meal box. Blue Apron If you’re looking for a hassle-free way to cook delicious, healthy meals at home, you should try Blue Apron’s meal kit delivery service. With more than 50 weekly meals, Blue Apron is one of the most popular meal kit services. Each week, the company delivers fresh ingredients and easy-to-follow recipes to your door. You can personalize your meal kit by picking your preferences and choosing between chef favorites, nutritionist-approved recipes, family-friendly meals, fast and easy, and plant-based meals. The weekly meals at Blue Apron start at $11.99 per serving. HelloFresh HelloFresh is all about offering special meal plans specific to individual needs. Whether you prefer gluten-free or are allergic to certain foods, they offer you healthy, delicious meals. HelloFresh, a subscription-based service, delivers fresh ingredients and recipes right to your door.
5 common mistakes consumers make when ordering food online
services

5 common mistakes consumers make when ordering food online

Remember when the only way to order food was by calling a restaurant? It was highly possible for the outlet to get the address wrong or send an order completely different from what you asked for. Fortunately, with the development of technology, we now have delivery apps through which we can directly order food at the click of a button. This article will discuss common errors we make when ordering food online. Using an inferior delivery service Many restaurants do not have delivery agents and rely on courier services to deliver the food. However, there are many companies for food delivery, and picking an inferior service might leave you with a poor experience. Therefore, when you choose a courier for food delivery, ensure you check for factors like their specialization, food tracking features, credibility, speed of service, and cost. Doing so will help you determine the right company to deliver the food to. Not providing sufficient delivery instructions Customers often order food without offering the right or sufficient directions to the delivery service. Incorrect or limited directions make it tedious for the agent to find the location and result in a delay in delivery. As a solution, you should check every address detail and put down landmarks to make it easier for the agent to find the address.
6 useful tips for a DIY oil change
auto

6 useful tips for a DIY oil change

Changing the oil on your vehicle may look straightforward enough. But often, the simplest tasks are the ones that can result in unexpected problems if you are not paying attention. Just investing in premium quality oil to keep the engine running is not enough; you also need to follow the proper steps to ensure there are no engine troubles arising from poor maintenance. Here are a few simple tips to get you started right. 6 useful tips for a successful DIY oil change Buy the right oil You cannot just use one motor oil for different vehicles. Note that motor oil comes in different forms of density and viscosity, each formula unique to the engine that needs servicing. So, before comparing the best brands to buy premium motor oil, check and confirm if it matches the engine and vehicle configuration. Your vehicle manufacturer will mention the type of motor oil suggested for the current make, year, and model. Do it step by step The first thing to do is use the correct size wrench and unplug the oil filter. You need to first unlock the pan screw and allow the old engine oil to drain. It is better to use a jack to lift up the car so that you have more space to work with rather than trying to fit under the vehicle when it is sitting level.
5 tips for saving money on online streaming services
services

5 tips for saving money on online streaming services

Over the past few years, streaming services have grown exponentially. Nielsen’s monthly Gauge platform rankings show that the combined usage of all the streaming services in the country accounted for 34.8% of the total consumption, surpassing cable and broadcast. This is why many media companies have introduced their own subscription-based streaming services, but these can be expensive. So, here are some practical tips for saving money on these platforms. Use one service at a time Today, it has become increasingly difficult for viewers to keep track of all their subscriptions. Viewers lose the most money by forgetting to unsubscribe from a streaming platform after they are done with the service. So it is best to subscribe to one service at a time and cancel it before moving on to another. Opt out of unnecessary subscriptions If you have already subscribed to several streaming platforms, it is best to figure out which platforms you rarely use and can do without. Scroll through your phone and check credit card statements to track your subscriptions. Consider consolidating all your streaming services onto one credit card to track them easily. Over a few weeks, evaluate each service you are paying for and see if you use it frequently.
9 tips to vet a charity before making a donation
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9 tips to vet a charity before making a donation

Charity is a noble contribution a person makes, often to nonprofit organizations, to help them further a social cause. In addition to bringing fulfillment and joy, the act can provide extensive tax benefits to the donor. However, not all social organizations are legitimate. So, diligent research is critical to ensure your monetary contribution is put to good use. Here are nine simple tips for vetting a charity before making a donation. Identify the organization’s mission To begin with, identify the cause you intend to support. It could be animal protection, racial equality, nature conservation, child welfare, or another noble cause. Then, depending on your preference, look for a suitable organization or group that pursues the same mission. Seeking suggestions from family and friends can help. Finally, after shortlisting the names of preferred organizations, research them thoroughly. Verify their registered information A legitimate charity must register itself with a regulatory body. So, visit the websites of organizations like the Internal Revenue Service (IRS) for information about them. The IRS can help verify if the charity is authorized to accept donations. Check Form 990 Form 990 can give you a better understanding of the nonprofit’s financial standing. Each year, nonprofit organizations submit this form to the IRS, which includes information related to their governance, finances, and mission.
8 babysitter red flags every parent should know
services

8 babysitter red flags every parent should know

Taking care of a child is a full-time job. And when you are a working parent, it becomes more difficult to split time between work and home. It is one of the reasons why you hire professional help to take care of the child’s needs. But not all nannies and babysitters check across the board. So here are eight warning signs to look out for and catch any red flags that might impact the child’s routine. The child is afraid Often, young children develop a bond with the babysitter that is different from what they have with their parents. So, there are telltale signs for you to figure out how the babysitter is going about their routine. For instance, if the child seems afraid, anxious, or withdrawn or is very rigid in their behavior around the babysitter, the sitter may not have the right attitude or chemistry with the child. The sitter is secretive about their routine If the sitter is giving you vague answers about the child’s routine and cannot provide details, chances are they are following a routine that they don’t want you to figure out. This is a red flag that the sitter is not paying enough attention to the child.
5 Pitfalls to Avoid While Switching Phone Carriers
services

5 Pitfalls to Avoid While Switching Phone Carriers

For those looking to switch phone service providers, navigating the process smoothly to ensure a hassle-free experience is important. By avoiding common pitfalls, one can save time, and money. Switching to a new provider with better data and call plans can be a great option to reduce cell phone bills, but it’s essential to be cautious and avoid unnecessary expenses. In this article, we’ll discuss some of the most critical pitfalls to watch out for when changing phone service providers. 1. Not knowing the amount of data required It is easy to give in to the luring advertisements for limitless data plans. But does one consume the data? Well, the fact of the matter is that many people do not know their monthly data usage on cell phones. The typical average American user consumes 12GB of data per month, so an unlimited plan might not be the cost-effective option for many. Therefore, it is advised to review past cell phone bills and data consumption habits to determine the average monthly data usage. This will help one find a plan that offers the right amount of data, neither too much nor too little, and maximize the savings. Also, be wary of the “size-up trap.” While it may seem like a good deal to purchase an extra 2GB of data for $10, if one doesn’t use it, one might end up paying more than required.
6 types of recruitment services employers can consider
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6 types of recruitment services employers can consider

Employees are the backbone of any organization and perhaps its biggest asset. However, recruiting employees is definitely not an easy task. The recruitment team usually has its hands full. Setting up interviews, carrying out employee verification, screening candidate profiles, and negotiating salaries are just some of their many tasks. But to make these tasks easier, many recruitment services are available to employers today. Here are some types of recruitment services employers should know about: Contingency services Many recruiting agencies provide contingency services, wherein they get paid only when the company hires the candidates it refers to them. The recruiting agency tries its best to zero in on as many candidates as possible over a short time. But before it begins its search, the agency talks to the company to determine how much it will get paid if a candidate they refer gets hired. Once the amount is finalized, the recruiters start looking for suitable candidates based on the company’s criteria. The recruiter gets paid when the company recruits any of the candidates. Recruitment process outsourcing Recruitment process outsourcing (RPO) is when a company outsources its recruitment tasks to an agency wholly or partially. When a company entirely outsources its recruitment activities to an agency, from sourcing and screening to hiring and onboarding, it is called full-scale RPO.
5 mistakes to avoid when considering senior care
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5 mistakes to avoid when considering senior care

Caring for a loved one in their golden years is a noble act filled with love, dedication, and sometimes complex decision-making. As people age, their needs evolve, and navigating the labyrinth of senior care options can be overwhelming. To ensure a smooth transition for both seniors and caregivers , it is important to avoid certain mistakes. It’s important to discuss senior care before it becomes urgent, unlike most families who avoid it. Assuming everything is in order Managing the critical parts of one’s life can be difficult, let alone when it comes to caring for someone else. It’s difficult for children to see their parents lose strength. Similarly, parents struggle to let their children look after them when they used to be the ones in charge. However, assuming that everything will be taken care of can be challenging. It can give a false sense of security and lead to waiting too long for help. It’s important to discuss certain factors such as elderly care, insurance coverage, long-term care options, home insurance payments, financial management, and debts promptly. Postponing important discussions Seniors may face challenges when navigating their lives independently due to age-related incapacitation. This can be a difficult period for seniors and their family members.

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How SBA’s guaranteed loans are beneficial for small businesses
finance

How SBA’s guaranteed loans are beneficial for small businesses

Running a small business during financially turbulent times can be extremely trying. But, monetary aid, specifically small business loans, can definitely make things easier for both the business and its employees. Funded and guaranteed by the federal government, 7(a) loan programs have been designed by keeping business-owners’ best interests in mind. Here are answers to some commonly asked questions regarding small business loans: What is an SBA loan? Loans by the Small Business Administration (SBA) are guaranteed business loans that are given to small businesses by participating lenders. Since these loans are guaranteed by the federal agency, they are much more manageable than those provided by private agencies. SBA loans also have the added advantage of lower interest rates. These loans are available in a broad range in order to suit specific business needs. You can get a loan that ranges anywhere from $500 to $5.5 million to fund your entrepreneurial adventure. Further, the loan can be accessed in the form of fixed assets or working funds. Types of SBA loans SBA loans are available in many types. Some of them include—SBA flagship loans, microloans, SBA disaster loans, and 504 loans, among others. Each of these loans comes with different funding criteria.
Benefits of investing in NNN properties for sale
finance

Benefits of investing in NNN properties for sale

Long-term investments do not necessarily mean that your money becomes inflexible. Instead, you should invest in such a way that you can generate a steady income. To ensure this, you need to invest intelligently by aligning your portfolio to your investment goals. Furthermore, you need to ensure that your returns outweigh your risks. One of the surest ways to ensure this is by investing in NNN properties that are for sale. Continue reading to know more about NNN properties and benefits of buying them. What are triple net(NNN) properties? NNN properties are pieces of real estate that can be leased to commercial franchises or corporations. Here, the tenants undertake all operational and management responsibilities of the property apart from paying rent to the owner. No investment is risk-free; however, investing in NNN properties has proven to be a highly profitable venture for investors. To invest in NNN properties, you must have an accredited net worth of at least $1 million. This value is excluding the value of their residential real estate or $200,000 in income. Other investors who have lower net worths can invest in NNN properties for sale by investing in REITs or Real Estate Investment Trusts. Benefits of buying NNN properties for sale:
Four reasons why a reverse mortgage is not a sound idea
finance

Four reasons why a reverse mortgage is not a sound idea

A reverse mortgage is a loan taken against the value of the home (equity) to meet certain expenses, debt obligations, and even supplement income during a financial crisis. It allows homeowners to convert a part of their home value into cash for expenses and retain the ownership of the property simultaneously. However, reverse mortgage eligibility and feasibility are quite complicated and there are times when it is not a good option, especially for seniors (common applicants for a reverse mortgage) above the age of 60. Here are a few reasons why. Home eligible for inheritance Senior homeowners can benefit from reverse mortgage eligibility only if they can take a loan against their home and repay the same in a timely manner. However, in case the homeowner passes away and the property is inherited by their children, who might not be in a financially sound position to repay the impending mortgage. The inability to do so can result in selling the property to repay the outstanding debt and in the process lose complete ownership. So before taking a reverse mortgage, homeowners must account for the financial status of the people who will inherit the home in the future. Sharing owned property People living on the property are forced to vacate it in case the owner is unable to repay the reverse mortgage.
10 debt settlement companies you can consider in times of crisis
finance

10 debt settlement companies you can consider in times of crisis

Though debt such as student loans, car loans, and mortgage on the house is part of life, it does become a hindrance that affects your savings and future financial goals. As per the Federal Reserve, Americans owe more than $4 trillion in consumer debt, and this number does not account for mortgages. So, if you’re facing crushing debt and want to avoid bankruptcy, you can always engage the help of debt settlement companies. Here is a list of top 10 debt settlement companies that can help you in a financial crisis. National Debt Relief The National Debt relief offers a debt settlement service that lasts for around two to four years and charges a 15% fee. They cover all kinds of debts, including unsecured debts. Freedom Debt Relief With average fees and AFCC accreditation, Freedom Debt Relief is one of the oldest debt settlement companies in the country. They are present in 37 states and have been in operation for over 17 years. Guardian Debt Relief Guardian Debt Relief specializes in working with customers who have a debt of more than $10,000. They usually charge a 20% fee and a monetary fee of $200, which goes into the settlement account.